USDA RURAL HOUSING SERVICE LOANS Various loans and loan guarentees for the purchase, construction, repair, or improvement of homes and community facilities. Contact your local USDA office for more information. Available to: Rural residential home-owners, cooperatives, corporations, municipalities. Eligible Technology: Photovoltaics and solar thermal systems. Additional Info: Local USDA Rural Development Offices web: http://www.rurdev.usda.gov/rbs FANNIE MAE ENERGY EFFICIENT HOME MORTGAGE Fannie Mae offers local lenders and utilities with a residential financing product for energy efficient new homes as well as for improving the energy efficiency of an existing home. Generally, the energy loan or mortgage allows stretched income-to-debt or dollar-for-dollar increase in the loan amount for investments in energy upgrades. Available to: Nationwide availability through most local banks. Eligible Technology: Photovoltaics, Solar Hot Water, and all Home Energy Upgrades Additional Info: Federal National Mortgage Association David Carrie, Boston, MA Contact your local lender or utility first Tel: 978-468-9932 Email: http://www.fanniemae.com